All payments below based on borrowing of $1,000.00 borrowed for full term.
| Amount | Term | APR* | Payment |
|---|---|---|---|
| - | 36 months or less | 10.00% | $32.26 |
| - | 48 months | 10.50% | $25.36 |
| 10,000 and up | 60 months | 11.00% | $21.74 |
Rates quoted above do not require payroll deduction or electronic payment. For payroll deduction or electronic payment subtract .25% from these rates. Rates subject to change. Member must maintain $50 balance in share account.
New and used auto rates good until further notice.
| Term | APR* | Payment |
|---|---|---|
| 72 months | 4.99% | $16.10 |
| 60 months | 4.99% | $18.87 |
| 54 months | 4.99% | $20.71 |
| 48 months | 4.99% | $23.03 |
No other deductions apply. Rates quoted above do not require payroll deduction or electronic payment. Rates subject to change. Member must maintain $50 balance in share account.
| Year | Term | APR* | Payment |
|---|---|---|---|
| 2023 - 2022 | 72 months | 5.99% | $16.57 |
| 2021 - 2020 | 60 months | 5.99% | $19.33 |
| 2019 - 2018 | 54 months | 5.99% | $21.17 |
| 2017 - 2016 | 48 months | 5.99% | $23.48 |
| 2015 - 2013 | 36 months | 7.00% | $30.87 |
No other deductions apply. Rates quoted above do not require payroll deduction or electronic payment. Rates subject to change. Member must maintain $50 balance in share account.
The Following are the dividend rates and annual percentage yield paid on share accounts as of 12/28/2022:
| Amount | APR* | APY* |
|---|---|---|
| $50.00 - $2,999.99 | 0.10% | 0.10% |
| $3,000.00 - $9,999.99 | 0.15% | 0.15% |
| $10,000.00 and up | 0.20% | 0.20% |
Rates quoted above do not require payroll deduction or electronic payment. For payroll deduction or electronic payment subtract .25% from these rates. Rates subject to change. Rates effective as of September 26,2016. Member must maintain $50 balance in share account.
Rates for Share Certificates are as follows as 1/31/2023:
| Term | APY* |
|---|---|
| 6 month | 2.50% |
| 1 year | 3.25% |
| 2 year | 4.00% |
The minimum balance to earn APY as an investment in a certificate is $1,000. Dividends are paid monthly to share account. Rates subject to change. Early withdrawal of certificate may be subject to a penalty and may reduce the earnings on the account. Allegheny Valley Federal Credit Union is federally insured by the National Credit Union Administration.
| Term | APR* | Payment |
|---|---|---|
| 108 months or less | 8.00% | $9.63 |
Rate quoted above does not require payroll deduction or electronic payment. For payroll deduction or electronic payment subtract .25% from this rate. Rate subject to change. Member must maintain a $50 balance in share account.
| Term | APR* | Payment |
|---|---|---|
| 61 months to 120 months | 7.50% | $11.80 |
| 60 months or less | 7.00% | $19.69 |
Rates quoted above do not require payroll deduction or electronic payment. For payroll deduction or electronic payment subtract .25% from these rates. Rates subject to change. Member must maintain a $50 balance in share account.
| Term | APR* | Payment |
|---|---|---|
| 61 months to 120 months | 3.50% | $9.89 |
| 60 months or less | 3.00% | $17.97 |
Rates quoted above do not require payroll deduction or electronic payment. For payroll deduction or electronic payment subtract .25% from these rates. Rates subject to change. Member must maintain a $50 balance in share account.